Historically, short term health insurance has been, as its name implies, a short term solution for health insurance coverage. Our health 360 plans help bridge the insurance gap during a job transition, members turning 26 and no longer on their parent’s insurance, individuals under 65 not qualifying for medicare, and. Short Term Health Insurance Medical health insurance Short term health insurance is a type of health plan that can provide you with temporary medical coverage when you are between health plans, outside enrollment periods, and need some coverage in case of an emergency. Short term health insurance . The terms of the policies can last from a few months to up to. For the in the middle of times: Just 29 percent of these plans cover prescription drugs, and none of them cover. Usaa health insurance and their plans have an excellent rating. Individuals who missed the deadlines for the aca exchanges and need to wait until the next enrollment period Get free quotation ...